![]() Unlike Mint, where you can set it and forget it, the budgeting system YNAB will keep you on your toes and force you to budget every single dollar. YNABis one of the fastest-growing budgeting software we have ever seen. They are simple and easy to use to help you get your money under control again. We love that they have so many free templates for you to download and start using. Whether you are looking for a family budget planner, personal budget, money management system, monthly household budget, or a simple budget worksheet Vertex42 has you covered. Vertex42has a huge collection of budgeting templates and worksheets for you to use. If you can’t find a pre-made template that will fit your needs you can always learn how to create your own custom budget template in Excel. Microsoft has a variety of products and services, and their templates range from personal family budgets, monthly budget templates, holiday budget templates, budget calculators, and even wedding budget trackers, they have plenty of free options to use.Įach spreadsheet will come with basic expense categories for different situations, which you can change up how you need very easily. Microsoft Excelhas some incredible budget templates that you can use if you have Microsoft Office, you can pick a budget spreadsheet for whatever suits your needs. Using a budget spreadsheet is a very hands-on method of budgeting. ![]() This type of template is perfect for individuals that like complete control and are great with numbers. If you love looking at the numbers and tracking every last penny, then a Google Sheets budget spreadsheet will be perfect for you. Google Sheets has plenty of budget templates and spreadsheets to choose from, and unlike Microsoft Office, it’s free with your Gmail account. Of course, Google never lets you down with its products and services! Google Sheets Budget Spreadsheet Template If you get paid biweekly, I also have a free biweekly budget template so you can budget your expenses per paycheck every other week. You can head here to grab our FREE budget template now. ![]() We found when you are first getting started with a monthly budget, nothing beats pen and paper, hence why we made a whole budget planner and some templates for you! We even have a meal plan templateas well.Īdd your income at the top, then subtract your fixed costs, variable expenses, debt, and savings, then watch our digital budget auto-calculate your monthly cash flow at the bottom. Our free template is both printable as a budget worksheet and digitally like a spreadsheet that will auto-calculate for you. You can customize and use it for any financial situation! Afterward, make a grocery list of only the items you need so when you shop, you avoid buying what you already have (cutting down on food waste too).We created our FREE simple budget template to be as straightforward and easy to use as possible. How much food do we waste by not knowing what we already have before grocery shopping? Use a fun PetitePlanner Meal Planner to note the food you have in the fridge and on your shelves, and then plan your meals for the week. How much money do you spend on food and drinks when you go out? It adds up, doesn’t it? Keep that money in the bank and, instead, try game nights, potlucks, and get creative so you can enjoy good times and great savings! 6. Enjoy cozy at-home fun instead of going out. ![]() If you’d like to take it a step further and track your water intake and weight-loss and begin setting and reaching those health goals of yours, try a guided Wellness Planner.ĥ. More often than not, it will! This simple money-saving tip is also a great way to lose a little extra weight. Instead of automatically reaching for snacks and sodas, drink water first and see if your hunger or thirst goes away. Often when we think we’re hungry, we’re actually thirsty. Then, multiply your savings by 52 to get an idea of how much money you could save a year! 4. There is no shame in collecting coupons! If you’re not convinced it’s worth the effort, try it for just a week and tally how much you save. List all your subscriptions and cut out those you don’t need or use and those you can replace with free alternatives (like library apps for free audio downloads). Those paid subscriptions can add up -audiobooks, streaming services and app after app. List and eliminate unnecessary subscription services. Not only will you surprise yourself by how much money you save, but every time you look at that jar, you’ll be encouraged to keep it up! 2. Go on a fast-food fast.Ī day, a week, a month … however much time you think you can fast from fast food, try it! And every time you opt to cook at home and resist those fast food cravings, pop the money you saved into a jar. Start Saving Money Now with These 6 Quick Budgeting Tips 1.
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